THIS IS NOT AN ATTORNEY SERVICE! THIS IS A DOCUMENT DRAFTING SERVICE.
IF YOU REQUIRE LEGAL REVIEW OR REPRESENTATION YOU SHOULD ALWAYS
CONSULT AN ATTORNEY.
Letters of Complaint to BBB or Attorney General This letter is used by a consumer to make a complaint
regarding a product or service to a Better Business Bureau or an Attorney General's Office • To resolve a problem regarding a product
or service with a company
Response to Denial of Credit This letter allows you to request the reasons why your application
for credit was denied, why your existing account was terminated, or why the terms of your credit were changed. You may also use this
letter to correct any information which has caused an unfavorable change in your account • To challenge the denial of a loan or credit
application • To challenge a termination of account or an unfavorable action taken against your existing credit • To request the creditor's
reason for denial, which may allow you to correct any faulty information
Refusal of Credit Card Terms or Charges One letter
is used to communicate with your credit card company to cancel your credit card account because you are unsatisfied with the new terms
of your account • Your credit card company charged an annual fee that you do not want to pay • Your credit card company raised your
interest rate to an unacceptable level • Your credit card company lowered your credit limit to an unacceptable level • You are generally
dissatisfied with the new terms imposed on your credit card account. The other letter can be sent to a credit card company to
refuse charges on your credit card account
Request or Challenge a Credit Card Report One letter is used to request a copy of
a credit report from a credit bureau • To request a copy of your credit report. For instance, if you have been denied credit by some
party.The other letter is used to correct an unfavorable entry in a credit report file, or to add an explanation to the file
regarding the unfavorable entry • Challenge an unfavorable entry or mistake in your credit report • Request the deletion of information
more than seven years old (ten years in the case of bankruptcy) • Have your response to an unfavorable entry in your credit report
recorded in the report
401K Rollover Request The purpose of this request is to advise the administrator of a 401k plan that
an account balance should be "rolled over" to an IRA or another retirement plan • To provide notice of an election to "roll over"
a 401k account balance
Promissory Notes This document is used to loan or borrow money. It states the terms, rights and obligations
that apply to a loan. It specifies the amount of the loan, the interest rate, the repayment terms and includes other specific provisions• To make a loan to someone • To borrow money from a private party • To prepare an amortization table • To determine the amount of
a monthly payment on a loan.
Please Call Steve on (509) 389 4804 for an free consulation and to answer your initial questions
on any of these documents
Consumer and Finance Documents
(509) 389 4804
